Protection when legal claims threaten your business
- Cover for all liability exposures from public claims to professional negligence
- Immediate access to specialist claims guidance when problems arise
- Ensure you meet mandatory insurance requirements
What is liability & indemnity insurance?
Liability insurance protects against compensation claims and legal costs when clients, employees, or the public claim your business caused them harm or financial loss.
We make sure your business has the appropriate levels of cover, and the policy terms to suit your sector. We help you find liability insurance that provides proper protection without paying for unnecessary cover, assessing your actual risks and recommending competitive rates.
What's included with liability & indemnity insurance
Public Liability Insurance
Covers compensation and legal costs when clients, visitors, or the general public claim your business caused injury or property damage. Required by most commercial leases.
Employers' Liability Insurance
Legal requirement for all businesses with employees. Protects against compensation claims for workplace injuries or work-related illness including temporary staff and subcontractors.
Professional Indemnity Insurance
Essential protection for businesses providing professional advice or services. Covers compensation and legal costs when clients claim your expertise caused them financial loss.
Directors' & Officers' Liability
Specialist cover protecting directors, managers, and senior executives against personal liability claims relating to business management decisions.
Employment Practices Liability
Comprehensive cover for employment disputes including wrongful dismissal, discrimination, harassment. Provides legal defence costs and settlement payments for employment tribunal claims.
Company Legal Liability
Defends your company against wrongdoing claims - contract disputes, data breaches, regulatory issues. Covers legal costs and settlements when allegations threaten your business.
Common questions about liability & indemnity insurance
If you can’t find an answer to your question, speak to a member of our team on 0113 323 6088
Yes, we can structure liability packages combining multiple covers under one policy for better value and simpler administration with coordinated limits.
Your policy will include specialist legal support and claims handling with experienced teams providing legal representation to protect your interests.
Yes, including claims guidance, advice on business changes affecting liability exposures, regulatory updates, and regular policy reviews as your business develops.
Get liability protection that fits your business
Speak to a member of our team on 0113 323 6088
Parkstone Broking Ltd T/A Parkstone Insurance, 20-22 Parkside Horsforth, Leeds, West Yorkshire, United Kingdom, LS18 4DN, Company Number: 16501720
Parkstone Broking Ltd (Firm Reference Number 1035981) is an Appointed Representative of Bullerwell & Co Limited who are an independent insurance intermediary authorised and regulated by the Financial Conduct Authority (Firm Reference Number 301045).