Commercial Motor Insurance

Motor insurance that fits your business. Not the other way around

  • Fleet policies that grow with your business - from 3 vehicles to large operations
  • Direct access to your broker when you need changes or claims support
  • Competitive rates from insurers who understand commercial vehicle risks

Flexible cover for every type of business vehicle

When your vehicles are off the road, your business isn't making money. Whether you're doing deliveries, carrying passengers, or hauling goods - the wrong insurance can cost you more than the money you're trying to save on premiums.

At Parkstone, we'll organise motor insurance around how you run your business. We understand what different types of commercial businesses face with their vehicles day-to-day, from licensing requirements to seasonal changes.

Choose cover designed for your vehicle type and business

Fleet Insurance

One policy, covering multiple vehicles (from 3 to larger fleets). Fleet policies reduce your admin while ensuring every vehicle has the appropriate cover.

Taxi Insurance

Private hire, hackney carriage, and taxi fleet cover. We know the licensing requirements inside out and work with insurers who understand taxi businesses at competitive rates.

Courier Insurance

Delivery vans, courier work, and goods in transit cover. We can organise policies for couriers, accounting for how you work with multiple stops, varied cargo, and tight deadlines.

Truck & Haulage Insurance

Heavy goods vehicles and specialist transport cover. We work with insurers who know haulage inside out, arranging cover to fit your business and the cargo you move.

FAQs

Common questions about commercial motor insurance

If you can’t find an answer to your question, speak to a member of our team on 0113 323 6088

What types of commercial vehicles can you insure?

All commercial vehicle types - vans, trucks, HGVs, taxis, private hire, couriers, and specialist vehicles. We assess how you use each vehicle and organise cover accordingly.

Do you work with small businesses or just large fleets?

We work with everyone from single vehicle operators to large fleets. Our approach is the same regardless of the size of your business - understand your organisation, then get the right cover in place.

What additional extras are available for policies?

Your policy could feature additional extras like breakdown cover, replacement vehicles, legal expenses, goods in transit, key cover, and driver training discounts. If you know what additional extras you need, let us know. Otherwise, we'll recommend what makes the best sense for your business.

Can you help with regulatory requirements?

Yes, we're familiar with the compliance requirements for different vehicle types and businesses. We'll make sure your cover meets the necessary standards, and can let you know if regulations change.

How do claims work with commercial motor insurance?

If you need to claim, get in touch with your broker. You'll receive direct support from both your broker and the policy provider. We'll focus on getting you back on the road while protecting your no-claims where possible.

Do you provide fleet management advice beyond insurance?

Beyond insurance, we can help with risk management - driver training recommendations, vehicle safety guidance, and fleet policies. The goal is fewer incidents and safer business.

Can you mix different vehicle types in one policy?

Yes, we accommodate mixed vehicle types including cars, vans, HGVs, and specialist vehicles. Your cover will reflect the different risk profiles of each type.

Need motor insurance cover that helps keeps your vehicles on the road?

Speak to a member of our team on 0113 323 6088