Insurance for construction businesses & trade professionals
- Cover designed for construction risks including tools, sites, and contractor liability
- Policies that adapt to different contracts, sites, and seasonal work patterns
- Brokers who understand construction regulations and sector-specific exposures
What is construction & trades insurance?
Construction insurance covers the specific risks of project-based work, tools, and site business including liability exposures and equipment protection, whether you're a sole trader or managing larger construction teams.
Trade insurers often offer better terms and coverage options designed specifically for construction businesses. We work with insurers who can provide competitive rates while maintaining appropriate coverage levels for your business.
What construction & trades insurance covers
Trades & Contractors Liability
Public liability and contractor-specific protection for trade work on client premises and construction sites. Meets standard contractual requirements for construction work.
Tools & Equipment Insurance
Covers hand tools, power tools, and trade equipment for theft, damage, and breakdown whether on site, in transit, or stored at premises.
Contract Works Insurance
Covers construction projects including works in progress, materials on site, and temporary structures. Protects your investment in ongoing construction projects.
Commercial Fleet
Comprehensive vehicle protection including van insurance with tools cover and goods in transit protection for materials and equipment carried in trade vehicles.
Common questions about construction & trades insurance
If you can’t find an answer to your question, speak to a member of our team on 0113 323 6088
Yes, we work with insurers covering all construction trades including electricians, plumbers, builders, roofers, decorators, and multi-trade businesses with sector-specific policies.
Our construction insurance includes subcontractor protection structured to meet main contractor insurance requirements while providing appropriate business protection.
Yes, we can arrange project-specific cover for large contracts, unusual risks, or specific client insurance requirements with specialist construction insurers.
We can organise policies that accommodate seasonal variations, with flexible arrangements reflecting periods of increased or reduced activity throughout the year.
Tool cover can include overnight site storage with appropriate security requirements based on your working patterns and site arrangements.
Looking for trade cover that understands project-based work and site risks?
Speak to a member of our team on 0113 323 6088
Parkstone Broking Ltd T/A Parkstone Insurance, 20-22 Parkside Horsforth, Leeds, West Yorkshire, United Kingdom, LS18 4DN, Company Number: 16501720
Parkstone Broking Ltd (Firm Reference Number 1035981) is an Appointed Representative of Bullerwell & Co Limited who are an independent insurance intermediary authorised and regulated by the Financial Conduct Authority (Firm Reference Number 301045).