Insurance for your business location whether you rent or own
- Source cover for shops, offices, warehouses, and industrial units from leading insurers
- Buildings, contents, and income cover sourced from dedicated insurers
- Keep trading if property damage threatens your livelihood
What is business premises insurance?
Business premises insurance protects the physical location where you conduct business, covering buildings, contents, and business income. This essential protection ensures that property damage doesn't disrupt your business continuity or threaten the investment you've made in your commercial location.
We can arrange cover to include building repairs, equipment replacement, stock protection, and business interruption support to maintain cash flow during restoration periods.
What business premises insurance covers
Buildings Cover
Rebuild and repair cover following fire, flood, or structural damage. Essential protection for property owners ensuring your building investment is fully protected against major damage with appropriate reinstatement values.
Contents & Equipment
Protect computers, stock, furniture, and business equipment. Cover everything you need to trade including IT systems, stock, and equipment to ensure you're back up and running, quickly.
Business Interruption
Income protection when property damage stops you trading. Covers lost revenue and ongoing costs when damage forces closure or reduced trading capacity until normal business resumes.
Liability Protection
Public & Employers' Liability for on-site risks. Protection for customer and staff safety covering injury claims and accidents at your premises with appropriate liability limits.
Common questions about business premises insurance
If you can’t find an answer to your question, speak to a member of our team on 0113 323 6088
Tenants typically need contents only. Building cover is usually the landlord's responsibility, though we would recommend checking your lease before proceeding.
Yes, it is possible to adjust cover during your policy to take seasonal stock changes, new equipment, or business growth into consideration.
Insure your business premises with expert broker guidance
Speak to a member of our team on 0113 323 6088
Parkstone Broking Ltd T/A Parkstone Insurance, 20-22 Parkside Horsforth, Leeds, West Yorkshire, United Kingdom, LS18 4DN, Company Number: 16501720
Parkstone Broking Ltd (Firm Reference Number 1035981) is an Appointed Representative of Bullerwell & Co Limited who are an independent insurance intermediary authorised and regulated by the Financial Conduct Authority (Firm Reference Number 301045).