Truck & HGV Insurance

Haulage insurance for single trucks or full fleets

  • Specialist vehicle cover for all HGV types, including tippers, tankers, and recovery vehicles
  • Comprehensive cargo protection with goods in transit cover for all load types and values
  • Insurance that meets all haulage industry and transport regulations

What is truck & HGV insurance?

Truck & HGV insurance provides comprehensive cover for heavy goods vehicles and commercial transport businesses.

Transporting heavy goods involves distinct risks, like operator licensing, international routes, high-value cargo liability, and specialist vehicle types like tankers or car transporters. These businesses require insurance that understands commercial transport regulations and the realities of professional haulage work.

HGV insurance options

Single Truck Insurance

Cover for owner-drivers or businesses with individual haulage vehicles, including vehicle cover, liability protection, and regulatory compliance for different operational models and routes.

Haulage Fleet Insurance

Protect multiple HGVs under one tailored policy. Fleet protection with streamlined management and flexibility for different vehicle types, work patterns, and seasonal variations.

Specialist Vehicles & Loads

Includes tippers, refrigerated units, car transporters, and abnormal loads. Protection for specific vehicle types and cargo work requiring additional regulatory compliance and specialist coverage.

Goods in Transit & Liability

Cover for cargo, trailer units, and driver liability. Essential additional protection accommodating different cargo types, values, and international transport requirements for full business protection.

Common questions about HGV insurance

If you can’t find an answer to your question, speak to a member of our team on 0113 323 6088

Do you cover all types of HGVs?

Yes, we can arrange cover for all HGV categories including standard lorries, articulated vehicles, tippers, tankers, car transporters, and other specialist vehicles. Your policy will reflect the specific risks of different vehicle types.

Can you include trailer cover?

Trailer cover can be included for both owned and hired trailers. We can arrange policies that protect trailers whether attached or detached, including theft and damage protection.

What about international transport?

The HGV policies we arrange can include European cover and international transport protection. We can organise cover in-line with both international regulations and cross-border operations.

Do you cover abnormal loads and specialist transport?

Yes, we work with insurers who understand abnormal load operations, heavy haulage, and specialist transport requirements with additional regulatory compliance arrangements.

Build a quote that works for your haulage business

Speak to a member of our team on 0113 323 6088